When it comes to life insurance diabetes life insurance, you want a company that is financially stable and will be around for decades. You also need a company with products that let you secure affordable coverage and add-ons to meet your unique needs, if they are available. The best life insurance companies offer a simple application process, clear policy information and ratings you can trust. They can help you find a policy that fits your budget and needs, whether you are looking for inexpensive term life insurance or whole life coverage that builds cash value.

Nationwide is one of our top picks for a life insurance company top 10. It offers a variety of policies that can be purchased without a medical exam or with a mild health condition, including no-medical-exam and guaranteed issue whole life options. This is a great option for people who may have trouble finding life insurance elsewhere due to pre-existing conditions or tobacco use. It has been in business for nearly a century and is financially stable, earning an A++ (superior) rating from A.M. Best and receiving a perfect Comdex rating.

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AIG is another big insurer that offers a wide range of policies, including affordable term and whole life insurance with a return of premium rider. It is also a leader in final expense insurance and has a solid reputation for customer service.

Prudential has a long history in the industry and a reputation for excellent customer service. They are also a mutual company, which means that policyholders own shares of the company and are eligible to receive dividend payments. They sell a wide variety of products, including term, whole life, indexed universal and variable universal life insurance policies.